Machine Learning Approaches to Credit Scoring and Portfolio Optimization in Wealth Management. International Journal of Engineering and Computer Science, india, v. 10, n. 12, p. 25671–25694, 2021. DOI: 10.18535/ijecs.v10i12.4676. Disponível em: http://www.ijecs.in/index.php/ijecs/article/view/4676. Acesso em: 5 dec. 2025.