Exploring the Impact of Fintech Patents on the Evolution of Mortgage Analytics in The U.S. International Journal of Engineering and Computer Science, india, v. 10, n. 12, p. 25651–25670, 2021. DOI: 10.18535/ijecs.v10i12.4674. Disponível em: http://www.ijecs.in/index.php/ijecs/article/view/4674. Acesso em: 5 dec. 2025.